Does the stereotypical “white van man” still exist?
Does the stereotypical “white van man” still exist?
Ever since Radio 2 DJ Sarah Kennedy coined the phrase “White Van Man” in 1997, drivers of these ubiquitous commercial vehicles have been tarnished with a reputation that precedes them wher
Life Settlement Market: Explanation and Overview Posted By : Derek Wilsey
The life settlement option has created a secondary market for life insurance policies in which policy owners can receive a fair market value for their policies. In the past policy owners who no longer wanted their policy had the option to either… The article provides an overview of the life settlement market and explains the roles of different industry participants.
Opinions on Possible Regulation of Life Insurers’ Use of Genetic Information Posted By : Mike Armstrong
Elected officials, executives of the life insurance industry, academics, consumer advocates, and numerous other individuals have begun searching for an appropriate response to the issue of genetic information and life insurance underwriting. We attempted to identify public opinion about various policy options.
Myths and Fears in Relation to Life Insurance and Genetics Posted By : Mike Armstrong
Several myths relate in one way or another to discussions about genetic information and life insurance. The first deals with the linkage between the terms “genetics” and “heredity.” When people hear the phrases genetic disease or genetic test, most automatically think of inherited disease or tests for them. Whereas this would have been correct a few years back, scientists are learning that most if not all diseases have a molecular basis and that genetic disorders may be either inherited or acquired.
Genetic Screening, Privacy and Life Insurance Posted By : Musa Aliyu
In a recent case a life insurer declined paying the dependents of a deceased policyholder their breadwinners life insurance money on the ground that he violated terms of the policy. The violation was in respect of hiding vital information relating to the policyholders heath condition.
